Services for Individuals The financial management process at Comprehensive Retirement Solutions begins with an in-depth discussion of your financial goals. Once we have established your overall goals, we will work with you to evaluate your current financial position and how it is performing compared to your current goals. Then we work with you to develop strategies that will be most effective for your unique situation, utilizing some of the following product tools: Fee Based Investment Management IRAs (Individual Retirement Accounts) Mutual Funds Variable Annuities Individual Stocks and Bonds REITs (Real Estate Investment Trusts) Cash Management Services CDs (Certificates of Deposit) Fixed Annuities Money Market Accounts with Check Writing Privileges Life Insurance Long Term Care Insurance Disability Income Insurance* With changing economic conditions and market swings, we advocate an ongoing review of your situation. We work with you side by side so that you are confident in the financial suggestions we make. *Selected insurance products are offered through other companies independent of John Hancock Life Insurance Company (USA) and Signator Investors, Inc.